Phone: (602) 788-1395 or Toll Free: (877) 788-1395
If your Arizona home is in the process of being foreclosed, we may be able to help you in a number of different ways. You may be able to obtain a modification of that loan outside of bankruptcy. A Thomas Law Office attorney can help you navigate through the often frustrating process of obtaining a modification of your Arizona home loan or Arizona investment property loan. Alternatively, we may be able to help you to stop the foreclosure in its tracks by filing an injunction or other legal document the Maricopa County Superior Court. Usually, though, most homeowners facing foreclosure will want to give strong consideration to the relief they can obtain in the Arizona bankruptcy court.
By filing a chapter 13 bankruptcy in the Arizona bankruptcy court, you can force your mortgage lender to accept payments over the course of the bankruptcy case. In order for this to work, we need to analyze your finances to determine whether you will have sufficient funds that can be used to pay the mortgage arrearage back over the course of your Arizona bankruptcy case. During your first visit with a Thomas Law Office attorney, we will carefully examine your situation to see if we may be able to structure a successful repayment plan. Countless Arizona homeowners have used the chapter 13 process to buy time and undo an arrearage that accumulated due to circumstances beyond their control. But even if you don’t want to file a chapter 13 bankruptcy, we may be able to get you some additional time in your home even through the filing of a chapter 7 case in the Arizona bankruptcy court. Call our office to make an appointment for a bankruptcy consultation so that we can sit down with you and figure out what makes the most sense in your particular situation.
Thomas Law Office, PLC. 3030 East Cactus Road, Ste. 102 Phoenix, Arizona 85032 Phone: (602) 788-1395 Toll Free: (877) 788-1395 Email Us
Disclaimer: The information on this web site is not legal advice, nor is it intended to be legal advice. It is general information that is incomplete and may not apply to your particular circumstances, so you should not act upon it until discussing your situation with an Arizona attorney. Every case is unique. Most legal principles have important exceptions that may apply in your case. You should actually talk to an Arizona lawyer regarding your situation before taking any action or declining to take action. We invite you to contact our office but please note that contacting our office in any way, whether electronically, by letter, or by telephone, does not create an attorney/client relationship. You will know when this office represents you because you will have received a signed representation agreement. Please do not send us any confidential information until you receive a signed representation agreement from our office.